Credit Management in Banks

 

 

Recently published book on Credit Management.

Bank Credit Management (1st Ed. 2012)                    Rs.300/-

N.S. Toor  

Contents: Part-1 : Basic principles of lending

Basic Principles of Lending, Credit Policy of RBI, SME financing Policy, Credit Risk Management, Credit Risk Rating and Risk pricing.

Part-2 :  Pre-sanction Appraisal

Know Your Borrowers, Different types of borrowers, Financial Statements & Ratio Analysis, Project Financing, Working capital finance, Non-fund based Exposures, Export Finance.

Part-3  : Post-sanction Monitoring

Loan documentation and charge creation, Post-sanction monitoring.

Part-4 : Loan Recovery Management

Non-performing Advances – Concepts, Restructuring of loans and advances, Legal Remedies for loan recovery.